Information on currency, living expenses, banks and shopping.


The official Polish currency is Złoty (PLN or zł).  1 złoty equals to 100 groszy (gr).

The coins are issued in 1, 2, 5, 10, 20, 50 gr and 1, 2, 5 zł denominations. The banknotes are issued in 10, 20, 50, 100 and 200 zł denominations.

Money can be exchanged in banks or at exchange offices (in Polish "Kantor"). Exchange offices are usually open from 9 am to 7 pm on weekdays and till 2 pm on Saturdays. They are usually to be found in the city centres or at the shopping malls. For current exchange rates of foreign currencies in zlotys visit National Bank of Poland website.

Poland does not belong to Euro currency system. However, many places such as hotels and restaurants accept Euro. Neverheless, it is better to check with the staff first.



The list of banks operating in Poland is published on the National Bank of Poland website.

Opening hours

Usual opening hours are from 9 am to 4 pm on weekdays, some branches are open till 6 or 7 pm. In smaller towns and villages banks may be open from 8 am to 3 pm.


The network of ATMs (in Polish "bankomat") in Poland is well-developed. Many cash machines operate 24/7 and they are easily accessible in cities and larger towns. ATMs are usually  located near places such as banks, shoppiing malls, railway and bus stations or universities.

Opening a bank account

Foreigners may open a bank account in Poland in most of the banks. The list of required documents depends on the foreigners citizenship, status and the bank chosen. In order to open a bank account you will usually need a passport (ID for EU citizens) and a residence permit. Some other documents which may be required include a  LUT student ID card or a scholarship statement. The bank will usually issue a debit card.


Cost of living

In comparison with other European or Polish cities Lublin is a fairly inexpensive place to live. The cost of living heavily depends on your lifestyle. However, it may be roughly estimated that an international student may require approximately 1600 PLN (400 Euro). Please find below a SAMPLE budget and prices below.

Sample budget


Euro per month

LUT`s Hall of Residence approximate rent








Telephone and Internet


Leisure time and sports


Total approximately


Asking former exchange or full degree LUT students, is a good method of estimating the approximate cost of living in Lublin.

Prices - some examples

  •  Shops
Item Euro
Bread 0,5
Bottle of mineral water (1,5 l) 0,5
Eggs (a packet of 10 eggs) 2
Potatoes (1 kg) 0,25
Bananas (1kg) 1
Beer (0,5 l) 0,75
Wine (0,75 l) 5
Meat (1 kg) 5-10
Shampoo (250 ml) 2
Washing powder (0,4 kg) 1,5


  • Restaurants, bars and hotels
Item Euro
Coffee in a bar 2-4
Lunch in a restaurant 4-10
Beer in a pub 1-3
Room in a hostel (per person per night) 10-25
Room in a hotel (per person per night) from 40


  • Other
Item Euro
a 30-minute bus ticket 0,80
a ticket to the cinema 4-7
entry into a club 0-3
monthly membership in a gym from 20
 a single visit to a pool 4-5
 bowling per hour 7



There is a great variety of different types of places where you can do your shopping.

  • Shopping malls are usually open from 9 am to 9 pm 7 days a week where you may visit a restaurant, a gym or go to the cinema. The list of biggest shopping malls in Lublin is included in Lublin University of Technology Guide. Shopping in malls is possible only on the first and tha last Sunday of the month.
  • Some hypermarkets are open from 7-8 am till 12 am. Usual  opening hours of supermarkets are from 6-8 am to 9 pm. They are open only on the first and the second Sunday of the month. They offer a fair range of food products from all over the world.
  • Opening hours of local shops vary considerably - some may be closed at 6 pm while other as late as 11 pm. Some local shops are open on Sundays and on public holidays. They usually offer groceries.
  • Boutiqes are located in the city centre and usually open at 10 am.
  • Markets are very popular in Poland - they are usually open from  early morning hours. They offer fresh fruit, vegetables and a variety of other goods, including clothes. There are several markets in Lublin, e.g. in Wileńska and Ruska streets.
  • Kiosks are small shops located near bus stops and on the corners of the streets. They offer a wide range of products including newspapers, refreshments and stationery. It is typical to buy tickets there. Usual opening hours are from 6 am to 6 pm.
  • Petrol stations are often open 24/7. If you need to buy some basic products at night or on public holidays a petrol station may be the best option.

There are several local shops, supermarkets, pharmacies within walking distance of the University campus. Since LUT campus is located in the city centre hypermarkets and shopping malls are also easily accessible on foot or by bus.


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